If traveling out of the country, “meaning anywhere other than the 50 states, District of Columbia, Puerto Rico, US Virgin Islands, Guam, American Samoa, or the Northern Mariana Islands,” it is recommended that you get Travel Insurance.

In fact Medicare says (CMS Product N0. 11037)…

Your Medigap policy may cover services that Original Medicare doesn’t cover, like emergency medical care that you get outside the U.S.

Most Medigap plans (lettered Plans C, D, F, G, M, and N) provide foreign travel emergency health care with a lifetime limit of $50,000.

These Medigap plans:

• Pay 80% of the billed charges for certain medically-necessary emergency care outside the U.S. after you meet a $250 deductible for the year.

• Cover foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn’t otherwise cover the care.

If you are looking for just health coverage outside the US then try GeoBlue a Blue Cross Blue Shield Company...

If your are looking for Health and or Trip insurance while outside the US then try International Travel Group at...